Income Protection Insurance UK Online Advice - UK Financial Consultancy Services Ltd

UK Financial Consultancy Services Ltd insurance and investments

Income Protection Insurance UK
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Can you afford to be ill?
Illness often strikes without warning, so it pays to be prepared and aware of the consequences that long term illness may bring.
Imagine what would happen if you were unable to work for any length of time due to illness or disability. Could you survive on state benefits?
Maintaining your level of income during a long period of illness is vitally important, as your cost of living will remain the same.
We can offer you independent advice according to details that you supply on the form below, or for an instant quote from a selected provider, click on these links:

income protection insurance cover online

DID YOU KNOW?

Almost 2 million people are sick and disabled and have been unable to work for over a year

Over 2,900 people start claiming sickness benefits every day

A working adult is 10 times more likely to be unable to work through ill health than to die before retirement

DURING THEIR LIFETIME ...

1 in 5 people has a chance of being off work for at least 3 months

There is a 1 in 6 chance of an adult being incapacitated for longer than 6 months

.. but still many people are unprepared for the serious financial consequences which could follow if they are unable to work because of a serious illness or accident.

PERMANENT HEALTH INSURANCE
This can be used to cover your income up until retirement.
Normally, the maximum benefit allowable is 50% of income.
You have a choice of deferred periods - 4, 8, 13, 26 and 52 weeks. The longer the period, the lesser the premium. However, if you are employed you are governed by the sick pay you will receive from your employer.
Example -
Employer pays 6 months full pay followed by 6 months half pay. 52 weeks deferred period required.
Employer pays 3 months half pay then you can elect for either 26 weeks or 52 weeks.
Employer pays no sick pay then you have the full choice of deferred periods.
The self-employed have the same options.
To obtain a no obligation quotation, please complete the form below. However, should you feel the need to discuss your requirements, please call direct or request a call from us.

Isn't it time you protected your income?
For an instant quote from a selected provider, click on these links:

We can find you the ideal and most competitive Income Protection Insurance cover
Please complete this form for an Independent Quotation

Name Or Company Name
Address
Post / Zip Code
Email
Telephone
Fax
Mobile
Occupation
Please give a detailed description of your work duties
Do you smoke?
Nationality
Country Of Residence

PLEASE LIST ALL MEMBERS TO BE INSURED, INCLUDING YOURSELF & RELATIONSHIP IF ANY.
NB - THE D.O.B. IS REQUIRED FOR ALL PERSONS TO BE INSURED

	Title	Initials	Name	D.O.B	Relationship
					Yourself




Please tick here to confirm that you have listed dates of birth for all members shown above (Required)

Please state which of the persons listed above smoke
(If none, please state)

For which country do you require cover?

For how long will you be staying there?

What is your gross annual imcome in £'s sterling?

Amount of benefit required (in £'s sterling)?

What Deferment Period would you prefer before payout?
The shorter the period, the higher the premium -
Some occupations will only permit certain deferment times
4 Weeks
8 Weeks
13 Weeks
26 Weeks
52 Weeks

Are you interested in short-term income protection which only pays out for 2 years?

Do you require cover for a fixed term
(e.g. to cover a mortgage)?
If yes, for how many years?

To what age do you require the plan to pay if incapacitated
(55 - 60 - 65)?

Do you have a monthly or annual budget?
If yes, please specify

FINALLY, PLEASE CHECK THAT YOU HAVE COMPLETED ALL BOXES ABOVE

income protection

UK Financial Consultancy Services Ltd
1st Floor
234-236 Broadway
Bexleyheath
Kent
DA6 8AS

Tel: 0208 303 7897 Fax: 08452 80 88 80
enquiries@ukfcs.com

Authorised and Regulated by the financial Services Authority.
UK Financial Consultancy Services Ltd, Registered in England and Wales No.5467810
Registered Office: 2nd floor Middlesex House, 29-45 Hight Street, Edgware, Middlesex, HA8 7UU

Please state which of the persons listed above smoke (If none, please state)
For which country do you require cover?
For how long will you be staying there?
What is your gross annual imcome in £'s sterling?
Amount of benefit required (in £'s sterling)?
What Deferment Period would you prefer before payout? The shorter the period, the higher the premium - Some occupations will only permit certain deferment times	4 Weeks 8 Weeks 13 Weeks 26 Weeks 52 Weeks
Are you interested in short-term income protection which only pays out for 2 years?
Do you require cover for a fixed term (e.g. to cover a mortgage)? If yes, for how many years?
To what age do you require the plan to pay if incapacitated (55 - 60 - 65)?
Do you have a monthly or annual budget? If yes, please specify